As regular readers of this column know, I am a proponent of using digital technologies to democratize credit. I think we have an opportunity to leverage the platform architectures we have built to allow those currently overlooked by the financial system a chance to gain access to it. However, reports of ugly incidents in this space remind me that lending has always had a dark underbelly, and as we increasingly rely on online lending platforms to enable wider access to credit, we will only create more opportunities for that ugliness to manifest itself in newer and more pernicious ways.
Can Twitter survive banning Donald Trump?
4 min read . 07:40 AM IST

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